Replace legacy payment rails with instant digital asset transfers. 0% transaction fees, USDC-backed stability, and a drop-in API for your existing payment workflow.
Every swipe, every transfer, every settlement — traditional payment rails extract a fee. That's money out of your business on every single transaction.
Every token transfer on MooChedda is completely free. No per-transaction fees, no monthly minimums, no surprises. Keep every dollar you earn.
Payments settle in the next block — typically under a second. No waiting for batch processing, clearing windows, or next-business-day finality.
Deposit via ACH or wire transfer. Every USDC token is backed by one U.S. dollar held in a fully reserved treasury account. Redeem any time.
Generate QR-code payment invoices in milliseconds. Customers scan and pay — your backend receives a webhook the moment payment confirms on-chain.
BIP39 mnemonic wallets give users full ownership of their keys. No custodial risk, no frozen accounts. Import or export your wallet any time.
Transactions broadcast across a WebSocket peer network. No single point of failure, no central server to go down. Resilient by design.
Generate a BIP39 self-custody wallet in seconds. Download your backup file and you're fully set up — no KYC required to start.
Send USD from your bank account using the on-screen routing and account details. Funds arrive as USDC — 1:1, zero fees deducted.
Transfer tokens to any wallet address instantly, generate merchant invoices, or integrate the REST API into your existing checkout flow.
Every card transaction costs you 2.9% + $0.30. On $100,000 in monthly revenue that's $3,200 out the door — every month, forever. MooChedda transfers settle at 0%, instantly, with no chargebacks.
Every token transfer is completely free. Keep 100% of what your customers pay.
Funds land in your wallet in the next block — no T+2 waiting, no clearing windows.
Blockchain transfers are final and irreversible. No dispute windows, no reversal risk.
Receive instant server-side confirmation the moment a payment confirms on-chain.
Generate a payment page in one API call. Customers scan and pay from any MooChedda wallet.
Add MooChedda as an option at checkout without removing your existing payment methods.
MooChedda is not a wrapper around a third-party blockchain. We run our own custom-built chain engineered for payment-grade throughput and institutional security standards.
High-performance async event loop handles thousands of concurrent connections. REST API with rate limiting, CORS, HSTS, and anti-replay protection out of the box.
Every transaction is signed with the same elliptic curve used by Bitcoin and Ethereum. Signatures are verified on-chain before any transfer is accepted.
Industry-standard 12-word seed phrases for deterministic key derivation. Users hold their own private keys — no custodial risk, no account freezes.
Each block is SHA-256 hashed and chained to the previous. The full chain is persisted in LevelDB for fast key-value lookups and immutable audit trails.
Nodes form a mesh network over WSS. New transactions and blocks broadcast to all peers in real time. Ed25519 node identity keys authenticate inter-node connections.
HSTS, X-Frame-Options, CSP headers, nonce-based anti-replay protection, per-IP rate limiting, and a full immutable audit log on every sensitive operation.
Every transaction cryptographically signed. Unauthorized transfers are mathematically impossible.
Nonce-based request signing prevents replay attacks with configurable clock-skew tolerance.
Every admin action appended to a tamper-evident audit log. Full export and retention controls.
USDC is backed 1:1 by USD held in a designated bank account. Redemptions always available.
Standard JSON endpoints that work with any stack — Node, Python, PHP, Ruby, Go. secp256k1 client-side signing keeps your private key off the wire.
// 0% fee transfer in ~10 lines const timestamp = Date.now(); const sig = await signPayload( privateKey, from, to, amount, 'USDC', timestamp ); await fetch('/token/transfer', { method: 'POST', body: JSON.stringify({ fromAddress: from, toAddress: to, amount, tokenSymbol: 'USDC', timestamp, signature: sig }) });
MooChedda earns through the token ecosystem — not by taxing every payment you make.
"We were paying $4,200 a month in Stripe fees on $140K in revenue. MooChedda brought that to zero overnight. The API swap took one afternoon."
"Instant settlement changed our cash flow completely. We used to float 3 days of receivables — now USDC hits our wallet the second a customer pays."
"The developer docs are some of the cleanest I've seen. We had invoice generation and webhook confirmation running in production within a day."